International students studying in Australia must have adequate arrangements in Australia for health insurance. Australia has a special system of health care cover for international students. This is called Overseas Student Health Cover (OSHC) and you are required to have this for the duration of your student visa in Australia.
Chances are pretty good that your trip will go smoothly and you won’t encounter any problems. Even so, you should plan for the unexpected. Cancelled flights, lost luggage and wallets can end up costing you a lot of time and money, so take out travel insurance before you leave. It won’t guard against bad things happening, but it will protect you against having to cover unexpected costs.
Don’t forget to take your travel insurance documents (and copies) with you when you travel. This documentation provides you with information and emergency contact numbers to use if you need to make an insurance claim.
Some providers of Overseas Student Health Cover (OSHC) offer travel insurance as an addition to your basic policy. You must make arrangements specifically for travel insurance – it will not be covered by your basic OSHC health policy.
Other forms of insurance
Students in Australia are responsible for their own accident and property insurance.
If you plan on buying a car in Australia, you must take out Compulsory Third Party insurance to cover any damage you may do to other vehicles. It is recommended that you also purchase insurance to cover accidental damage to your own car.